Your strategy should clarify how you plan to invest your super to achieve your retirement goals. Your investment strategy is your plan to create, maintain and create assets in accordance with your investment goals and pension goals. You need to determine why and how you chose to invest your retirement benefits to achieve these goals.
Relevant circumstances may include members’ personal circumstances, such as their age, employment status and retirement needs, that affect their risk appetite. Your strategy should explain how your investments meet each member’s SMSF administration software pension objectives. After your investment strategy has been formulated and agreed by all administrators, you must document it thoroughly. The investment strategy must be kept in a safe and accessible place for future reference.
By determining which investments are best suited to your current circumstances and future financial objectives, you may be on your way to creating your own financial destination. At MG Partners you have the opportunity to manage your own investments or use the help of our advisors to develop a solid portfolio specifically tailored to you. It is prepared without regard to your personal goals, financial situations or needs.
Capital growth is an increase in the market value of an investment over time. This area is important if you are looking for long-term investments or if you manage your savings as an inheritance for future generations. Growth assets generally offer a higher return than defensive assets, but investors must be willing to experience greater volatility and loss of potential capital. The purpose of an SMSF is to provide savings and growth for a comfortable pension, so a pension fund’s investment strategy must describe how this will be achieved.
What about less conventional asset classes, such as options, warrants, artwork and precious metals?? Regularly registering to ask difficult questions about your SMSF investment strategy is the healthy and prudent approach to managing your pension fund. This ensures that you do not put all your eggs in one basket and that your self-managed super fund is still on track to meet your goals and the cash flow requirements of all its members. QuietGrowth theft advice is tailored to the interests of the managers of a self-managed super fund . We manage pension investments in SMSF where the managers of the fund are individuals, companies or trusts. Learn more about QuietGrowth’s investment strategy by referring to QuietGrowth’s Investment Methodology service.